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As a user of both programs, I would definitely say just put in a placeholder and let your designer import the images. Having them in the Scrivener text isn't going to help. You export them as Word ...
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#4: Attribution notice removed
Source: https://writers.stackexchange.com/a/7428 License name: CC BY-SA 3.0 License URL: https://creativecommons.org/licenses/by-sa/3.0/
#3: Attribution notice added
Source: https://writers.stackexchange.com/a/7428 License name: CC BY-SA 3.0 License URL: https://creativecommons.org/licenses/by-sa/3.0/
#2: Initial revision
As a user of both programs, I would definitely say just put in a placeholder and let your designer import the images. Having them in the Scrivener text isn't going to help. You export them as Word or whatever, and then as a designer I'm going to strip out everything but the raw text so I can style and format it properly in InDesign. I'd much rather you put [PLACEHOLDER] so I can find it easily. If you want to include instructions about size, text wrap, alignment, etc. by all means do so, but don't bother sticking the image into your Scrivener document.