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How do you write a character that HATES being born into a well-off family?

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We've seen this character archetype before: A character despises being born into a well-off family. ("Well-off" can range from rich-to-anywhere-on-the-middle-class-spectrum, regardless of whether or not their family has committed any atrocities against lower social/economic classes.)

If successfully pulled off, the character will feel fresh, realistic, and open up the reader's mind to a whole new way of thinking. However... most characters within this archetype end up sounding like spoiled angsty brats.

My Question: How do I write this character archetype without making the character seem like a spoiled, overprivileged brat?

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Sometimes it's a lot more low-key. Your main character may just not like how it makes them an outsider.

Going skiing with your family is fun, you have a good time, and then you come back to school and everyone's talking about their winter break. So-and-so played a video game and you all laugh at their anecdote about a particularly gruesome death, your best friend stayed at their grandmother's and you all nod appropriately about how family is good in small doses. When you talk about a spectacular fall on a black run, you can sort of see the disconnect in their brains. They don't relate to you. You are an outsider. You seem like you're bragging, even though you're just trying to tell a funny story.

Little things build up. You discover your friends are uncomfortable inviting you to their house because it's smaller than yours. They turn down a dinner invitation because they can't afford it, and suddenly you have to constantly question yourself every time you hang out. Would it be appropriate to ask them to spend their money? If you offer to pay for them, it hurts their pride, and creates another rift.

Even if you don't flaunt your wealth, and you're not oblivious to the real world, a coworker might resent you, because you didn't have to work through college.

Your character doesn't need to be angry, they don't need to be angsty, they don't need to be spoiled. They just need to be uncomfortable with the fact that they are more well off than the people around them. Hesitate a second more whenever money comes up, not because they can't afford something, but because they can, and they aren't sure if they should or not.

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Give them a reason to despise their wealth. If they just flip a switch one day and decide that having money is the pits, the reader will have a hard time, not only relating to them, but believing them. Which will give them that spoiled air.

Perhaps they've seen the world outside of their little bubble (By choice... like maybe volunteering at a homeless shelter, or taking day labor work, or by circumstance... maybe they're in an accident while away from home / country and have to 'Rough it' to get back), and now they are having a hard time relating to the lifestyle they've taken for granted before this point.

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We hate those things that keep us from the things we love. If a character hates being a member of a wealthy family, it is because that family, or its wealth, or its responsibilities, keep them from something they love, or harms the thing they love. To write hatred simply as hatred, therefore, is never convincing. You have to start with love, and the thing that keeps that character from the things they love, or that harms the things they love. Then their hate makes sense.

We have to save the old dance hall/beach/donut shop/park from the evil developer who turns out (shock twist!) to be the heroine's father. Cue the dance number!

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Decide whether it's the wealth and comfort of the family which they dislike, or their family which they don't click with.

The former scenario would alienate a lot of your readers unless you got it spot on - you're bordering on "poor little rich me" territory here which has far too many cliches already. The latter conflict is much more relatable and you can use the family's precious prestige as the protagonist's foil.

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